CARD-LINKED OFFER NETWORK · 2026LuckyDiem

Commerce Media Distribution, Simplified.

Drive incremental sales with card-linked offers delivered natively inside the banking apps 500M+ verified consumers already use. You only pay for verified transactions.

One partnerOne relationshipOne invoice
500M+
Eligible Consumers
$0
Upfront Media Cost
$0
Tech Integration
~2 Wks
Typical Time to Launch
100%
Verified Attribution

What We Do

LuckyDiem is a commerce media distribution platform. We distribute your card-linked offer (CLO) campaigns across a network of banks, fintechs, neobanks, loyalty programs, and payment networks through one unified pipeline. You skip the fragmented integrations, reporting, and reconciliation of working with each financial media network, and every sale is measured with closed-loop, transaction-level attribution.

Why Commerce Media, Why Now

  • Bank endorsement drives trial. ~80% of consumers are more likely to try a retailer featured in their bank's rewards program, and 70% keep shopping there 6+ months.1
  • Cookie tracking is losing trust. Bots hit 40% of ad traffic in June 2026, and cookie-stuffing scandals rocked affiliate. Bank-settled CLO attribution is immune to both.2
  • The bank app is a daily habit. 52% of consumers check their banking app daily. Your offer appears where they already look.3

1 eMarketer & Chase Media Solutions, 2025 · 2 Anura via eMarketer, 2026 · 3 MX, 2025

Why Leading Brands Partner With LuckyDiem

Verified, Brand-Safe Reach
Bank KYC means every shopper is a real, authenticated consumer. No bot traffic.
Native In-App Experience
Offers appear inside the bank's own rewards feed. No redirect, no app install, no coupon code.
Pay for Performance
Zero upfront media cost. You pay only on completed, verified purchases.
Fits Your Existing Stack
Direct integrations with CJ, Impact, Awin, Partnerize, Rakuten Advertising, and more.
Flexible Offer Construct
Online, in-store, or omnichannel. Click- or View-to-Activate. Spend minimums, caps, and cadence tailored to you.
Full Price, Cash Back After
No discount at checkout. The customer pays full price and earns cash back after the purchase.

Purchase-Based Targeting

New
No purchases in the past 12 months
Win new customers
Lapsed
No purchases in the last 6 months; 1+ purchase 7–12 months ago
Win back past buyers
Loyalist
1+ purchases in the past 6 months
Grow share of wallet

Built from actual bank transaction history, not cookies. State-level targeting available.

How It Works

1
Consumer logs into their bank app
2
Browses offers in the rewards feed
3
Activates your offer with one tap
4
Shops online or in-store with their card
5
Earns cash back automatically

This runs on the same infrastructure as the bank offer programs cardholders already use.

Proven Results

BEAUTY
+227%
Conversion lift
86% new-to-file rate
DEPT. STORE
+75%
Conversion lift
+28% higher AOV
BURGER CHAIN
+123%
Incremental revenue
$8.30 net iROAS, test vs. control
LODGING
+131%
Incremental revenue
New & lapsed guest reactivation
COFFEE CHAIN
4.9x
Net incremental ROI
Majority from new & lapsed guests
RETAIL
+80%
Sales volume lift
+116% conversion with active offer

Representative results, including network-level performance across the CLO networks LuckyDiem aggregates. Case studies: LuckyDiem.com/resources

Reporting, Your Way

  • Delivered into the tools you already use: your affiliate network, your agency, or your own dashboard
  • Line-level detail: transaction date, amount, ID, last 4 of card, billing zip
  • Monthly performance summaries ready for executive review

Incrementality You Can Prove

  • 90/10 test-vs-control holdout with matched audiences
  • Incremental lift and iROAS analysis, reported alongside total ROAS
  • Bank-settled, deterministic attribution with no last-click guessing
BRANDS ON OUR NETWORK
Food LionDisneyESPNNikeStanley
FINANCIAL MEDIA PARTNERS
Bank of AmericaPNCNavy FederalUSAAampliFiRakutenMastercardAmerican ExpressBarclaysCitizens BankFIS
Live in as little as two weeks.

It starts with a 30-minute consult to map your goals, audience, and offer structure. We handle the integration with your network.

HEAD OF SALES
Koby Halbrook
Koby@luckydiem.com · (214) 533-6524
HEAD OF PARTNERSHIPS
Tom Ensch
Tom@luckydiem.com · (562) 331-1588
LuckyDiem.com · Info@LuckyDiem.com · 235 Park Avenue South, New York, NY 10003